I love my mortgage rate. I hate my house.
We're glad we locked in a great 30-year fixed mortgage rate, but we hate the house we bought and feel we can't leave without ruining our finances.
๐บ๐ธ ๋ฏธ๊ตญ ยท "RATE." ยท ์ด 25๊ฑด
ํํฐ ๋ณด๊ธฐํ์ฌ ์ง์
48.8
0 = ๋ถ์ ์ฐ์ธ
50 = ์ค๋ฆฝ
100 = ๊ธ์ ์ฐ์ธ
์ต๊ทผ 7์ผ ๊ธฐ์ค 12,607๊ฑด์ ๋ถ์ํ ๊ฒฐ๊ณผ, ๋ด์ค ์ฌ๋ฆฌ์ง์๋ 48.8(๊ท ํ)์ ๋๋ค. ๊ธ์ 1,248๊ฑด(9.9%)ยท์ค๋ฆฝ 9,064๊ฑด(71.9%)ยท๋ถ์ 2,295๊ฑด(18.2%)์ด๋ฉฐ, ์ค๋ฆฝ ๋น์ค์ด ๋๋ ทํ๊ฒ ๋์ต๋๋ค. ์ฑํฅ ์ง์๋ ์ข ํฉ 22.1(๋ณด์ ๊ฒฝํฅ)์ ๋๋ค.
We're glad we locked in a great 30-year fixed mortgage rate, but we hate the house we bought and feel we can't leave without ruining our finances.
In 2024, Latino voters played a decisive role in determining control of Congress and the White House in several key battleground states, helping fuel historic Republican gains with the electorate. But that support cannot be taken for granted. Persistent concerns about affordability and economic uncertainty are creating real headwinds leading into the 2026 midterm elections. [โฆ]

Inflation ticked up to 4.2% in May, according to data released Wednesday by the Bureau of Labor Statistics. The 4.2% increase was in line with expectations, with analysts predicting a 0.4 percentage-point increase from Aprilโs 3.8% annual rate. The inflation increase was driven primarily by higher energy costs as oil prices surged amid tensions in ...
The House on Tuesday passed the Faster Labor Contracts Act, a bill that seeks to impose shorter timelines for first-contract negotiations for new unions, in a major win for labor groups and populists and blow to Republican leadership. The bill came up for a vote over the objections of House Republican leadership after seven moderate...

If the Wall Street consensus is correct, the consumer price index is expected to show inflation running at a 4.2% annual rate.
This article is crossposted from IEEE Spectrumโs careers newsletter. Sign up now to get insider tips, expert advice, and practical strategies, written in partnership with tech career development company Parsity and delivered to your inbox for free! Small Startup, Mid-Size Company, or Fortune 100? The Pros and Cons Early in my career, I walked into a shared office space on my first day as a full stack software developer and sat down between the CTO and the CEO to get onboarded. There were four of us in total. Before the day was over, I received my first assignment. This was one of the most formativeโand most stressfulโexperiences of my professional life. In the decade since, I have worked at half a dozen companies including Fortune 100 firms, mid-size startups, and companies youโve probably never heard of. I have also spoken with roughly a thousand developers at various stages of their careers. Most engineers entering the field are obsessed with landing at Google, Meta, or Amazon. But those roles represent approximately 0.6 percent of software engineering positions. For most of us, the real choice is between a small startup, a mid-size company, and a large enterprise. Each comes with tradeoffs, and your experience will differ from mine. What follows is an honest account of what you might reasonably expect. The Small Startup Pros Your work actually matters. A feature you build might determine whether the company closes its next funding round. You gain exposure to the full spectrum of the business, from deployment pipelines to sales and operations and everything in between. You wear many hats out of necessity. For engineers who want to grow quickly and understand how a product is built end to end, few environments move faster. Cons Everything is on fire, always. Work-life balance is difficult to maintain when every release feels critical. Priorities shift without warning and culture tends to reflect the personality of whoever has the most influence in a small room. Startups optimize for speed over craft which means engineers learn to move fast but donโt always learn to build well, and that gap can follow you into your next role. The Mid-Size Company Pros โSo this is how a real business works.โ There is process, documentation, a quality assurance function, and some form of career structure. The team is large enough to offer a diversity of experience and perspective. Stability is a myth, especially nowadays, but it is considerably more predictable than an early-stage startup. Cons โSo this is how a real business works?โ Processes that enable quality also produce friction. Access controls, approval workflows, and cross-team dependencies slow things down. The career ladder exists but it might stop at senior engineer. Without significant organizational growth, your salary and title can plateau early. The Large Enterprise Pros That badge on your LinkedIn profile just bought you credibility for the next five years. Compensation at this level can be meaningfully higher, particularly when equity is included. The career ladder is long and clearly defined. Engineering practices at mature organizations tend to be more rigorous, and a well-known employer carries market value in future job searches. Cons Itโs slow. Technology stacks often lag industry trends by several years. Political dynamics shape advancement as much as technical ability does. Skill atrophy is a risk when you spend years on a narrow slice of a legacy system. You are now a small fish in a big pond and it will be harder to get noticed. The Roadmap I Would Take If I Could Start Over According to a recent Stack Overflow survey, 47 percent of professional developers work at companies with fewer than 100 employees. This may surprise you because social media is dominated by engineers who work at the most well known companies on the planet. The path most engineers imagine for themselves and the path most engineers actually walk are two very different things. If I could do it again, hereโs the path Iโd take: Start at a small company to build breadth and learn how a business works across functions. This also provides some room to experiment within different roles. Next, move to a mid-size organization with a clear goal of reaching a senior or leadership role. Making a lateral move is easier than trying to get up-leveled at the next company. Finally, target a more mature company where a leadership position opens the door to meaningful equity and long-term growth (aka stocks and bonuses). Each stop builds something the others cannot. The startup gives you range. The mid-size company gives you a taste of how larger orgs operate. The enterprise gives you leverage, credibility and maybe even some stability. Your path will not look like mine. At a five person startup, I had no idea what I was in for. Looking back, I would not trade it. Just know what you are signing up for before you sign. โBrian Reclaiming Social Engineering for Good โSocial engineeringโ is a concept that has become associated with phishing, in which scammers manipulate people into disclosing personal information. But shaping human behavior in this way doesnโt have to have such negative effects. Systems engineer Guru Madhavan argues that we need to reclaim the term and govern the practice to defend ourselves from bad actors and benefit from social engineeringโs good side. Read more here. Get Your Medical Mobile App Verified by IEEE Smartphone apps are increasingly used to help manage medical conditions, but many of these have not been verified by any regulatory agencies. To help ensure these apps are credible, the IEEE Standards Association recently launched a directory listing apps that have been vetted by experts for technical soundness, ethical design, data security and privacy, and clinical efficacy. The registry will be publically available at no cost, and developers can now apply for approval. Read more here. Finding Success in Industry as a Chip Designer A veteran chip designer reflects on what he learned when moving from academia to industry, where the goal changes from proof of concept to ensuring a design works reliably at scale. Differences in risk tolerance, he discovered, lead to varying approaches in the rapidly growing semiconductor industry. Read more here.

This article is brought to you by AGILINK. Throughout the exhibition hall at the 2026 IEEE International Conference on Robotics (ICRA), in Vienna, one demonstration seemed to attract a disproportionate amount of attention. Two robotic hands were making a balloon dog. Slowly and deliberately, the robot twisted a long balloon into loops, bends, and joints without popping it. Visitors stopped, watched, and often returned with colleagues to watch again. AGILINKโs balloon dog demonstration draws a crowd at ICRA 2026.AGILINK At first glance, the demonstration appeared almost playful. Among roboticists, however, balloon twisting is widely recognized as an unusually difficult manipulation task. A balloon is lightweight, highly deformable, slippery, and extremely sensitive to force. Every twist changes its geometry and internal pressure, turning a seemingly simple activity into a continuously changing physical interaction problem. Humans navigate those changes almost intuitively. While making a balloon animal, people rarely think consciously about force regulation, slip prevention, or contact stability. They simply adjust. For robots, those adjustments remain remarkably difficult. The challenge is not merely moving fingers to the right positions. The harder part is maintaining stable interaction while the object itself is changing. Highlights from AGILINKโs ICRA 2026 demonstrations, including visuotactile sensing, in-hand manipulation, balloon-animal shaping, and other contact-rich tasks enabled by the companyโs latest OmniHand platform.AGILINK That distinction helps explain why the balloon dog drew so much attention in Vienna. What appeared to be a dexterity demonstration was, in many ways, a demonstration about contact itself. As robotic manipulation continues to advance, a growing number of researchers are arriving at a similar conclusion: many of the hardest problems in robotics begin only after contact occurs. Motion and Contact Intelligence for Robot Manipulation Balloon twisting combines two challenges that robotics has traditionally struggled to solve simultaneously: long-horizon task execution and contact-rich manipulation. The first concerns motion. A balloon dog is not created through a single grasp or twist. It emerges through a carefully ordered sequence of manipulations, each setting the conditions for what follows. A small rotational error introduced early may appear insignificant at first, yet several steps later it can prevent the final structure from forming altogether. In that sense, balloon twisting is a long-horizon task. Success depends not only on performing individual actions correctly, but also on preserving the future feasibility of the entire manipulation process. To address this challenge, AGILINK began by collecting demonstrations from professional balloon artists. Human actions were mapped onto robotic hands to establish an initial manipulation policy. But successful demonstrations alone were insufficient. In practice, some of the most valuable learning occurred when execution began to drift toward failure. Whenever instability emerged, human operators intervened and corrected the manipulation in real time. Those interventions were recorded and incorporated into reinforcement-learning cycles, allowing the system to learn not only how successful demonstrations unfold, but also how experienced operators recover when things start to go wrong. Through this process, the robot gradually acquired the capabilities required for long-horizon task executionโa collection of abilities that AGILINK groups under the term motion intelligence: the ability to generate actions, coordinate bimanual behaviors, and execute extended manipulation sequences under real-world uncertainty. OmniHand 3 Ultra-M on display at ICRA 2026.AGILINK Yet motion alone does not explain why balloon twisting remains difficult. The second challenge is contact. The robot must continuously regulate force, adjust contact locations, and respond to subtle changes in the objectโs state. These decisions are difficult to encode through explicit rules. Even skilled human operators often rely on tactile intuition developed through experience rather than consciously articulated strategies. Analysis of those interventions revealed that many failures did not originate from incorrect action sequences, but from the breakdown of contact itself. To better capture those interaction dynamics, AGILINK collected contact-centric intervention data and incorporated those interactions into reinforcement-learning training. Rather than learning only which motions to perform, the system also learned how humans maintain stability when contact conditions begin to deteriorate. AGILINK describes this capability as contact intelligence: the ability to establish, maintain, and adapt physical interaction as force distribution, friction, deformation, and contact geometry continuously evolve. The distinction between the two capabilities is subtle but important. Motion intelligence determines what the robot intends to do. Contact intelligence determines whether it can continue doing it. For balloon twisting, both are necessary. One provides the sequence of actions. The other keeps those actions physically viable. YouTuber KhanFlicks follows OmniHandโs motions while learning to fold a balloon dog at the AGILINK booth.AGILINK Between a balloon slipping away and a balloon bursting lies a narrow region of stability. Successful manipulation depends on finding that regionโand remaining within it throughout the task. Introducing the OmniHand 3 Ultra-M Dexterous Hand The balloon dog demonstration showcased a manipulation capability. It also revealed a broader question. How much contact intelligence can be achieved through learning alone? A robot can only regulate what it can perceive. It can only respond as quickly as its hardware allows. As manipulation tasks become increasingly complex, researchers are finding that progress depends not only on better policies, but also on richer sensing and faster physical response. That realization formed the backdrop for AGILINKโs second major announcement at ICRA 2026. Alongside the balloon dog demonstration, the company introduced the OmniHand 3 Ultra-M. OmniHand 3 Ultra-M closely matches the size of an adult human hand.AGILINK The two exhibits represented different stages of the same technological trajectory. If the balloon dog demonstrated what contact intelligence can already accomplish today, Ultra-M was designed to explore what contact intelligence may require next. Building Hardware for Contact Intelligence Roughly the size of an adult human hand, the OmniHand 3 Ultra-M integrates 20 active degrees of freedom within a human-scale form factor. Its most distinctive feature is a fully direct-drive architecture. By adopting direct-drive actuation throughout the system, the hand is designed to enable faster and more transparent force regulation and higher force-control bandwidth, enabling faster response as contact conditions change. For contact-rich manipulation, responsiveness can be as important as sensing itself. By adopting direct-drive actuation throughout the system, the OmniHand 3 Ultra-M is designed to enable faster and more transparent force regulation and higher force-control bandwidth, enabling faster response as contact conditions change. The platform also incorporates tactile sensing across nearly the entire hand. Each fingertip contains a miniature vision-based tactile sensor, while more than 300 three-dimensional tactile sensing points are distributed throughout the palm. Together, they provide information not only about where contact occurs, but how contact is evolving. The system is designed to estimate pressure distribution, shear forces, local deformation, slip tendencies, and other interaction dynamics that often remain invisible to conventional position-based control systems. According to AGILINKโs tests, individual sensors achieve force resolution of approximately 0.005 Nโroughly equivalent to detecting the weight of a sheet of paper resting on a fingertip. Spatial resolution reaches approximately 0.04 mm, while sensing density approaches 50,000 sensing points per square centimeter. OmniHand 3 Ultra-M recognizes feather texture through vision-based tactile sensing.AGILINK For dexterous robots, contact has traditionally been a largely hidden process. Ultra-M is designed to make that process more observable. Rather than simply detecting that contact has occurred, the system attempts to resolve where interaction is happening, how forces are distributed, whether instability is beginning to emerge, and how manipulation strategies should adapt in response. The balloon dog offered a glimpse of what contact intelligence can already accomplish. Ultra-M explores a different question: what capabilities may be required to push contact intelligence further? The Physical World Remains the Hardest Benchmark The significance of contact intelligence extends far beyond balloon animals. Many tasks that continue to resist automation involve unstable or deformable interaction: cable insertion, garment handling, flexible packaging, delicate assembly, connector mating, tool use, and household manipulation. These tasks are difficult not because robots cannot reach the correct location, but because maintaining stable interaction after contact begins remains extraordinarily hard. For decades, robotics achieved many of its successes by reducing uncertainty. Factories were engineered to make robotic motion predictable, repeatable, and highly structured. The physical world behaves differently. A growing share of robotics research is shifting toward interaction itselfโunderstanding how robots can establish, maintain, and adapt physical contact within environments that remain fundamentally unpredictable. Objects shift. Materials deform. Friction changes. Contact evolves. Real environments rarely follow scripts. Seen through that lens, the balloon dog was never really about the balloon dog. What attracted attention at ICRA was not simply a visually impressive demonstration, but what it revealed: intelligence in the physical world is ultimately measured through interaction. As motion generation continues to mature, a growing share of robotics research is shifting toward interaction itselfโunderstanding how robots can establish, maintain, and adapt physical contact within environments that remain fundamentally unpredictable. For robots moving beyond structured environments and into less predictable real-world settings, managing contact may become as important as motion itself.

Republican lawmakers are crying foul over progressive Democratic candidate Nithya Ramanโs remarkable comeback in the Los Angeles mayorโs race, where Republican candidate Spencer Pratt appeared to be solidly in second place when the in-person polls closed on June 2 but then saw his eight-point lead over Raman evaporate. But GOP leaders are stopping short of...

Israel and Iran traded fire early Monday in retaliatory strikes, Trump walked out of an interview after being pressed on election fraud claims, ebola outbreak is spreading at alarming rate.
SpaceX's IPO business brings both prestige and lucrative fees to the banks. Both Goldman Sachs and Morgan Stanley updated their lobbies to celebrate.
When the US removed Nicolรกs Maduro from power in Venezuela, the expectation was collapse. It has not come. The removal of a long-serving head of state is almost always followed by economic chaos. Following the removal of Saddam Hussein, Iraqโs oil production fell by 36%, and its economy shrank by almost a quarter. But Venezuela, against considerable odds, has avoided that fate. President Delcy Rodrรญguez has stabilized the home front while reopening the countryโs oil industry to American capital at a rapid rate. Butโฆ
Republican senators are growing increasingly concerned about President Trumpโs weak polling numbers with independent voters and warn that the GOP may be headed for a political wipeout in the November election because Trumpโs popularity with Republican primary voters isnโt translating across the broader electorate. Several Republican senators told The Hill that polling data shared at...
North Korea on Thursday unveiled a new facility to produce nuclear bomb fuels, with leader Kim Jong Un announcing plans to bolster the countryโs nuclear forces โat an exponential rate.โ
Platner campaign claims MS NOW's account is 'flat out inaccurate.'
The crypto VC Framework Ventures led two fundraises for the robotics startup, which projects $100 million in annual run rate.
Most states have had a woman serve as governor, but California is in the minority despite its progressive-minded electorate. Women who have reached the top elsewhere saw familiar roadblocks.
Texas Democrat James Talarico, a former middle school teacher and a state lawmaker from Austin, laid out a clear strategy for the months ahead: Litigating Paxton's scandals to a weary electorate.
Two Iranian brothers who joined the January protests told CBS News' Imtiaz Tyab the situation inside Iran "became chaotic" after the war started and continued to deteriorate. "After the ceasefire, the regime became even more extreme to the people," one of the brothers said. They fled Iran on May 13.
Doctors at the epicenter of the Ebola outbreak in eastern Democratic Republic of Congo told ABC News that the deadly virus is still spreading at an alarming rate.
Kikรฉ Hernรกndez was still in an anesthetic haze when he woke up from the elbow operation he underwent in the offseason, so forgive him if the details of this story arenโt entirely accurate. But as far as he could recall, when he came to, his surgeon told him his injury was the worst of its...