The Japan Times
์ค๋ ์ฑํฅ
๊ธฐํ
SMBC moves beyond traditional lending to spur returns
The Japanese lender is utilizing tools such as synthetic risk transfers and loan portfolio sales, Asia-Pacific Deputy Head Carsten Stoehr says.
๐ฏ๐ต ์ผ๋ณธ ยท "LOAN" ยท ์ด 5๊ฑด
ํํฐ ๋ณด๊ธฐํ์ฌ ์ง์
50.0
0 = ๋ถ์ ์ฐ์ธ
50 = ์ค๋ฆฝ
100 = ๊ธ์ ์ฐ์ธ
์ต๊ทผ 7์ผ ๊ธฐ์ค 1,656๊ฑด์ ๋ถ์ํ ๊ฒฐ๊ณผ, ๋ด์ค ์ฌ๋ฆฌ์ง์๋ 50.0(๊ท ํ)์ ๋๋ค. ๊ธ์ 0๊ฑด(0.0%)ยท์ค๋ฆฝ 1,656๊ฑด(100.0%)ยท๋ถ์ 0๊ฑด(0.0%)์ด๋ฉฐ, ์ค๋ฆฝ ๋น์ค์ด ๋๋ ทํ๊ฒ ๋์ต๋๋ค. ์ฑํฅ ์ง์๋ ์ข ํฉ 0.0(์ค๋ ๊ท ํ)์ ๋๋ค.
The Japanese lender is utilizing tools such as synthetic risk transfers and loan portfolio sales, Asia-Pacific Deputy Head Carsten Stoehr says.
For decades, deflation kept loan demand tepid and prompted savers to hoard cash. Now the country is seeing an explosion of borrowing, and deposits aren't keeping up.