“빚투 막는다더니, 왜 더 늘어?”…5대 은행 가계대출 두달새 6조 넘게 증가

AI Summary

Major South Korean banks' household loan balances have increased by over 6 trillion won in just two months, reversing previous declines. With lending regulations tightening, homebuyers are increasingly funding property purchases through asset sales (stocks, bonds) and family transfers rather than traditional bank loans. Additionally, mortgage borrowers face mounting vulnerability, with over one-third simultaneously carrying personal loans alongside mortgages, leaving them exposed to interest rate increases.