[단독] “여기서 금리까지 올리면 끝나”...주담대 차주 37% 신용대출도 받아

AI Summary

Major South Korean banks' household loan balances have increased by over 6 trillion won in just two months, reversing previous declines. With lending regulations tightening, homebuyers are increasingly funding property purchases through asset sales (stocks, bonds) and family transfers rather than traditional bank loans. Additionally, mortgage borrowers face mounting vulnerability, with over one-third simultaneously carrying personal loans alongside mortgages, leaving them exposed to interest rate increases.