중기부, 회원 탈퇴해도 개인정보 5년 보관…"수집 정보도 과도"

AI Summary

South Korea's financial authorities are intensifying enforcement against illegal private lending and predatory financial schemes by expanding regulatory scope and strengthening institutional coordination. The Financial Supervisory Commission is collaborating with self-regulatory organizations to eliminate illegal financial information and extend the Private Money Lending Business Act to cover new variants of illicit lending. However, elderly vulnerable borrowers who turned to government policy loans as insulation against illegal lending are experiencing rising delinquency rates, exposing implementation challenges.